Needs-Based Approach
Three out of four American households live paycheck to paycheck.
Over half of adults have less than $1,000 in savings.
Most people are struggling so much to get by today that they can’t even begin to think about saving for the future. Most think that if they just made a little more money, things would start to look up. Then life happens. We take one step forward and get knocked two steps back. I’ve found a better way for people to get out of that cycle and actually start to feel positive about the future. It doesn’t require you to get a second (or third) job, and there is no secret trick. It’s about making the right choices with our money today so that we have more of it tomorrow. That’s what financial coaching is all about.
About Me
PFC - Personal Finance Coach
Twelve years ago, my family was on a downhill slide into bankruptcy. Rather than give up, we decided to learn all that we could about saving money and dig ourselves out of over $60,000 worth of personal debt - not including our house - while making less than $40,000 per year. We have put all of that knowledge together and created Velocity: Movement with DIRECTION.
“Courage is resistance to fear, mastery of fear, not absence of fear”